Expert insights on loans, banking, investments, and financial planning in the Philippines
Pag-IBIG raised its housing loan ceiling to ₱10 million in May 2026 and fixes promo rates of 4.5% and 5.75% for three years on applications filed until 31 December 2026. On a ₱2.5 million loan the payment rises from ₱12,667 to about ₱15,200–₱16,500 when that period ends, so qualify on the year-four figure.
Secured loans in the Philippines offer lower interest rates by using collateral like property or vehicles. This guide details major banks, eligibility, application steps, and key regulations for informed borrowing.
Navigate the complex landscape of lending in the Philippines. This guide explores the informal "5-6" scheme and contrasts it with regulated personal loan offerings from major banks like BPI, BDO, Metrobank, PNB, and Security Bank, highlighting critical differences in rates, risks, and regulations.
Best savings PH 2026: match the account to your goal — BDO/BPI for payroll & branches, digital banks for yield. PDIC covers ₱1M per bank (since Mar 2025); compare fees, base vs promo rates and net after 20% tax.
The gap between a digital bank and a traditional savings account in the Philippines is not a few basis points; it can be forty times. But a flat 20% final withholding tax now applies to interest, and PDIC cover has a ceiling. This is what you actually keep.
Discover the top digital bank savings rates in the Philippines for 2026. This guide details interest rates, eligibility, and the application process for accounts like Maya Bank, Tonik Bank, and GoTyme Bank. Learn how to earn more on your PHP deposits compared to traditional banks, all insured by PDIC.
