The Financial Comparison Guide of the Philippines

Financial Articles and Guides

Expert insights on loans, banking, investments, and financial planning in the Philippines

57 Articles Available
12 Reading Time Apr 20, 2026

BDO Car Loan 2026: DP, EIR, Fees & How to Apply

BDO car loan Philippines July 2026: ₱50,000 income floor, 20%+ down payment, age to 70 at maturity, pre-owned 6-year rule, documents, EIR disclosure and illustrative 36/48/60-month payments.

James Santos Read More
8 Reading Time Apr 8, 2026

Philippine Assumable Mortgage Guide 2026

This guide details how assumable mortgages work in the Philippines. It covers banks, Pag-IBIG, eligibility, application steps, and current rates for buyers in 2026.

Maria Cruz Read More
15 Reading Time Apr 5, 2026

Philippine Auto Finance: Bank Loans & Dealer Partners

This guide demystifies "associated bank auto finance" in the Philippines, focusing on local bank auto loans and dealer-bank tie-ups. Learn how to compare offerings from major Philippine banks like BDO, BPI, Metrobank, PNB, and Security Bank, understand eligibility, requirements, and the application process under current BSP conditions.

James Santos Read More
10 Reading Time Apr 2, 2026

Ascend Loans Philippines: SME Financing Guide

This comprehensive guide examines Ascend Loans, a specialized non-bank lending service for Philippine SMEs. We compare its offerings with traditional bank loans from BDO, BPI, Metrobank, PNB, and Security Bank, highlighting key differences in eligibility, rates, and application processes.

James Santos Read More
9 Reading Time Mar 27, 2026

Amex Personal Loans Philippines: BDO Cardholders

This guide details how American Express personal loans function in the Philippines. Learn about the "Loan on Card" service offered exclusively through BDO Unibank for eligible Amex credit card holders. Understand the application process, interest rates, and eligibility criteria.

James Santos Read More
9 Reading Time Mar 17, 2026

Home Loans Philippines: Rates, Banks, Pag-IBIG 2026

Securing a home loan in the Philippines involves understanding various providers, interest rates, and eligibility criteria. This guide covers everything from how home loans work to expert tips for successful financing in 2026.

Maria Cruz Read More
12 Reading Time Mar 16, 2026

Philippine Secured Loans: Rates, Banks & Comparison 2026

Secured loans in the Philippines offer lower interest rates by using collateral like property or vehicles. This guide details major banks, eligibility, application steps, and key regulations for informed borrowing.

James Santos Read More
9 Reading Time Mar 15, 2026

Philippine Lending: 5-6 vs. Bank Personal Loans

Navigate the complex landscape of lending in the Philippines. This guide explores the informal "5-6" scheme and contrasts it with regulated personal loan offerings from major banks like BPI, BDO, Metrobank, PNB, and Security Bank, highlighting critical differences in rates, risks, and regulations.

Maria Cruz Read More