The Financial Comparison Guide of the Philippines

Financial Articles and Guides

Expert insights on loans, banking, investments, and financial planning in the Philippines

47 Articles Available
10 Reading Time Apr 2, 2026

Ascend Loans Philippines: SME Financing Guide

This comprehensive guide examines Ascend Loans, a specialized non-bank lending service for Philippine SMEs. We compare its offerings with traditional bank loans from BDO, BPI, Metrobank, PNB, and Security Bank, highlighting key differences in eligibility, rates, and application processes.

James Santos Read More
11 Reading Time Mar 30, 2026

Philippine Amortized Loans: Your Complete Guide

This comprehensive guide explains amortized loans in the Philippines. It covers how they work, major lenders like BDO and BPI, application steps, and key considerations for borrowers.

James Santos Read More
9 Reading Time Mar 27, 2026

Amex Personal Loans Philippines: BDO Cardholders

This guide details how American Express personal loans function in the Philippines. Learn about the "Loan on Card" service offered exclusively through BDO Unibank for eligible Amex credit card holders. Understand the application process, interest rates, and eligibility criteria.

James Santos Read More
10 Reading Time Mar 24, 2026

AEON Personal Loan Philippines: Rates, Terms, Review

AEON Personal Loan offers quick cash solutions in the Philippines. This review covers its features, interest rates, eligibility, and comparison with major bank loans.

Maria Cruz Read More
7 Reading Time Mar 21, 2026

Philippine Adjustable Rate Mortgages: A Guide

Adjustable Rate Mortgages (ARMs) are becoming a popular choice for Philippine homeowners. These loans offer lower initial interest rates compared to fixed options. However, their rates can change based on market conditions. This guide explores ARMs, their mechanics, and how they function in the Philippine banking landscape.

James Santos Read More
9 Reading Time Mar 18, 2026

Philippine Lending Guide: Banks & Online Platforms

This guide clarifies the Philippine lending landscape. It covers traditional bank loans and SEC-regulated online lending platforms. Understand interest rates, eligibility, and regulatory safeguards by BSP and SEC. We help you compare options from major banks.

James Santos Read More
12 Reading Time Mar 16, 2026

Philippine Secured Loans: Rates, Banks & Comparison 2026

Secured loans in the Philippines offer lower interest rates by using collateral like property or vehicles. This guide details major banks, eligibility, application steps, and key regulations for informed borrowing.

James Santos Read More
9 Reading Time Mar 15, 2026

Philippine Lending: 5-6 vs. Bank Personal Loans

Navigate the complex landscape of lending in the Philippines. This guide explores the informal "5-6" scheme and contrasts it with regulated personal loan offerings from major banks like BPI, BDO, Metrobank, PNB, and Security Bank, highlighting critical differences in rates, risks, and regulations.

Maria Cruz Read More
9 Reading Time Mar 14, 2026

Best Savings Accounts Philippines 2026: High Yield

Explore the top high-interest savings accounts available in the Philippines for 2026. This guide details options from traditional banks and digital platforms, helping you maximize your PHP savings with competitive APYs.

Maria Cruz Read More