Expert insights on loans, banking, investments, and financial planning in the Philippines
Online loan apps PH 2026: how fees stack, net proceeds vs total due, small-loan caps, rollover traps, and when a bank salary loan is cheaper.
Legit loan apps PH 2026: check SEC CA and exact app on OLP lists, refuse contact-shaming apps, know MC 18 rights and when a bank loan is safer.
In the Philippines a pawn, a car OR/CR loan and a title-backed loan follow different laws: a lapsed pawn ends the debt but the pawnshop keeps any surplus, while car and real estate lenders can still sue for a shortfall. Secured loans have no legal interest cap, and an undated deed of sale signed as security is presumed an equitable mortgage.
Understand Citibank Personal Loan in the Philippines. This guide covers features, eligibility, application process, and compares it with other local banks like BDO and BPI.
Discover the CIMB Personal Loan in the Philippines, an all-digital unsecured loan offering up to ₱1,000,000 for various needs. This guide details its features, application process, and how it stacks up against traditional banks.
This guide clarifies the concept of "Cash Direct" within the Philippine banking landscape. It details various cash-in and cash-out services, remittance options, and related banking features. Filipinos can learn about fees, transaction limits, and essential requirements for these financial services.
Banks finance up to 80% of the price over 60 months, with the BSP policy rate at 5.00% in 2026. The cost that surprises borrowers is compulsory Acts of Nature insurance at ₱20,000-₱50,000 a year, plus a chattel mortgage fee of 2%-3% of the loan - and Metrobank's 5.19% add-on rate equals about 9.40% effective.
This comprehensive guide details car finance in the Philippines. Learn how auto loans work, who offers them, typical costs, and a step-by-step application process for secure car ownership.
BPI personal loan 2026: ₱20,000–₱3m, 12–36 months, ~1.20% monthly add-on teaching band, ₱1,500 fee, 5–7 day process, ADA on BPI account.
