The Financial Comparison Guide of the Philippines

Financial Articles and Guides

Expert insights on loans, banking, investments, and financial planning in the Philippines

27 Articles Available
12 Reading Time Apr 20, 2026

BDO Car Loan Philippines: Rates, Requirements, & Comparison

This guide details BDO car loan offerings, including interest rates, eligibility, and the application process. We also provide a comprehensive comparison with other major Philippine banks for both new and used vehicle financing.

James Santos Read More
9 Reading Time Apr 17, 2026

Philippine Balloon Mortgages: Risks & Alternatives

Balloon mortgages are uncommon in the Philippine home loan market. This guide explains their mechanics, risks, and why fully amortizing loans dominate. Understand BSP regulations and find safer options.

James Santos Read More
13 Reading Time Apr 14, 2026

Philippine Auto Equity Loans: Your Comprehensive Guide

Discover how auto equity loans, also known as "Sangla OR/CR," function in the Philippines. This guide covers everything from eligibility to comparing offers from banks like BDO, BPI, and Metrobank.

James Santos Read More
8 Reading Time Apr 11, 2026

Philippine Auto Loans: Auto Credit Express Explained

This article clarifies how auto financing works in the Philippines, comparing it to the U.S.-based "Auto Credit Express." Discover major local providers, eligibility, rates, and BSP regulations for securing your next car loan.

James Santos Read More
8 Reading Time Apr 8, 2026

Philippine Assumable Mortgage Guide 2026

This guide details how assumable mortgages work in the Philippines. It covers banks, Pag-IBIG, eligibility, application steps, and current rates for buyers in 2026.

Maria Cruz Read More
15 Reading Time Apr 5, 2026

Philippine Auto Finance: Bank Loans & Dealer Partners

This guide demystifies "associated bank auto finance" in the Philippines, focusing on local bank auto loans and dealer-bank tie-ups. Learn how to compare offerings from major Philippine banks like BDO, BPI, Metrobank, PNB, and Security Bank, understand eligibility, requirements, and the application process under current BSP conditions.

James Santos Read More
10 Reading Time Apr 2, 2026

Ascend Loans Philippines: SME Financing Guide

This comprehensive guide examines Ascend Loans, a specialized non-bank lending service for Philippine SMEs. We compare its offerings with traditional bank loans from BDO, BPI, Metrobank, PNB, and Security Bank, highlighting key differences in eligibility, rates, and application processes.

James Santos Read More
11 Reading Time Mar 30, 2026

Philippine Amortized Loans: Your Complete Guide

This comprehensive guide explains amortized loans in the Philippines. It covers how they work, major lenders like BDO and BPI, application steps, and key considerations for borrowers.

James Santos Read More