The Financial Comparison Guide of the Philippines

Home Loans

Calculate and compare home loan rates from Philippine banks

Home Loan Calculator

PHP
1M - 100M
PHP
10%
%
6% - 20%
years
5 - 30 years

Compare Home Loan Banks

Home Loan Tips and Advice

Benefits of Higher Down Payment
A larger down payment reduces the loan amount, monthly payment, and interest costs over the life of the loan.
Fixed vs. Variable Rate
Fixed rates offer payment certainty, while variable rates may start lower but fluctuate with market conditions.
Check LTV Limits
Different banks have different LTV limits. Higher LTV means a smaller down payment but potentially higher rates.
Consider All Costs
Include registration fees, documentary stamp tax, insurance, and other charges when calculating your total budget for buying a home.